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This institution is no longer active

Operations ceased on June 16, 1997. CRA examination history below reflects the period it was active.

COMMERCIAL BANK OF GEORGIA

LAWRENCEVILLE, GA · Supervised by FDIC

Est. 1990FDIC #33,024RSSD: FDIC-33024
Part ofCOLONIAL BANCGROUP INC THE→ View all charters
Outstanding

Current rating · Exam: October 1996

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.99%

Institution Profile

FDIC BankFind

Address

390 Crogan Street, N.W., LAWRENCEVILLE, GA

County

Gwinnett County

Established

July 27, 1990

Total Assets

$579M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

October 1, 1996

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1997Call Report / FDIC

Total Assets

$579M

Total Deposits

$446M

Net Loans

$460M

Net Income

$1M

ROA

0.99%

ROE

11.28%

Risk-Based Capital

12.82%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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