This institution is no longer active

Operations ceased on November 6, 1998. CRA examination history below reflects the period it was active.

COMMERCE BANK OF ALABAMA

ALBERTVILLE, AL · Supervised by FDIC

Est. 1995FDIC #33,998RSSD: FDIC-33998

Part ofTD Bank, N.A.→ View all charters

Satisfactory

Current rating · Exam: July 1996

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.40%

Institution Profile

FDIC BankFind

Address

301 North Broad Street, ALBERTVILLE, AL

County

Marshall County

Established

April 3, 1995

Total Assets

$130M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 1996

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1998Call Report / FDIC

Total Assets

$130M

Total Deposits

$118M

Net Loans

$98M

Net Income

$-355K

ROA

-0.40%

ROE

-7.24%

Risk-Based Capital

7.21%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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