This institution is no longer active
Operations ceased on March 1, 2026. CRA examination history below reflects the period it was active.
CARLINVILLE, IL · Supervised by OCC (Office of the Comptroller of the Currency)
Contact & Details
FDIC BankFindAddress
County
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 511 | 72.8% | 17.03% |
| 2023 | 521 | 70.44% | 17.47% |
| 2022 | 637 | 69.39% | 19.78% |
| 2021 | 1,047 | 74.79% | 16.33% |
| 2020 | 1,478 | 77.2% | 14.88% |
| 2019 | 614 | 75.9% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2025 | Satisfactory | Intermediate Small Bank |
| Dec 2021 | Satisfactory | Intermediate Small Bank |
| Sep 2018 | Satisfactory | Intermediate Small Bank |
6 previous ratings locked — back to 1993
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Exam dates and details are paywalled
Total Branches
18
Branch Deposits
$1.5B
1-Year Change
0
5-year net change: -1 branches
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Preview:
Established
Total Assets
| 14.82% |
| 2018 | 404 | 74.5% | 14.60% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red