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This institution is no longer active

Operations ceased on November 17, 2012. CRA examination history below reflects the period it was active.

CITIZENS STATE BANK OF SHAKOPEE

SHAKOPEE, MN · Supervised by FDIC

Est. 1978FDIC #22,627RSSD: FDIC-22627
Part ofSTONEBRIDGE BCORP→ View all charters
Satisfactory Same

Current rating · Exam: January 2009

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.22%

Institution Profile

FDIC BankFind

Address

1100 East Fourth Avenue, SHAKOPEE, MN

County

Scott County

Established

April 10, 1978

Total Assets

$21M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 5, 2009

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2012Call Report / FDIC

Total Assets

$21M

Total Deposits

$19M

Net Loans

$13M

Net Income

$-34K

ROA

-0.22%

ROE

-2.53%

Risk-Based Capital

13.57%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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