This institution is no longer active

Operations ceased on January 1, 1993. CRA examination history below reflects the period it was active.

CITIZENS STATE BANK OF LAFAYETTE

LAFAYETTE, MN · Supervised by FDIC

Est. 1933FDIC #10,999RSSD: FDIC-10999

Part ofLAFAYETTE BANCSHARES INC→ View all charters

Satisfactory

Current rating · Exam: March 1991

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -1.03%

Institution Profile

FDIC BankFind

Address

Main Street, LAFAYETTE, MN

County

Nicollet County

Established

January 1, 1933

Total Assets

$14M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 23, 1991

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 35 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1992Call Report / FDIC

Total Assets

$14M

Total Deposits

$13M

Net Loans

$6M

Net Income

$-142K

ROA

-1.03%

ROE

-12.64%

Risk-Based Capital

15.31%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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