🏦Bank Scorer

CITIZENS STATE BANK NORWOOD YOUNG AMERICA

NORWOOD YOUNG AMERICA, MN · Supervised by FDIC

Est. 1914FDIC #1,933RSSD: FDIC-1933
Part ofPIESCO INC→ View all charters
Satisfactory Same

Current rating · Exam: May 2022

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.87%

Institution Profile

FDIC BankFind

Address

409 Faxon Rd N, NORWOOD YOUNG AMERICA, MN

County

Carver County

Established

June 5, 1914

Total Assets

$141M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 2022

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:May 2027(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$141M

Total Deposits

$127M

Net Loans

$71M

Net Income

$669K

ROA

1.87%

ROE

18.96%

Risk-Based Capital

16.38%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$124M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

8 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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