This institution is no longer active

Operations ceased on March 13, 1993. CRA examination history below reflects the period it was active.

CITIZENS STATE BANK

VIRGINIA, NE · Supervised by FDIC

Est. 1903FDIC #18,056RSSD: FDIC-18056

Satisfactory

Current rating · Exam: April 1991

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.46%

Institution Profile

FDIC BankFind

Address

Main Street, VIRGINIA, NE

County

Gage County

Established

January 1, 1903

Total Assets

$5M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 7, 1991

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 35 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1992Call Report / FDIC

Total Assets

$5M

Total Deposits

$5M

Net Loans

$3M

Net Income

$78K

ROA

1.46%

ROE

17.87%

Risk-Based Capital

17.54%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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