This institution is no longer active

Operations ceased on October 8, 2005. CRA examination history below reflects the period it was active.

CITIZENS SAVINGS BANK

BLOOMINGTON, IL · Supervised by FDIC

Est. 1888FDIC #28,428RSSD: FDIC-28428

Part ofMAIN STREET TRUST INC→ View all charters

Satisfactory Same

Current rating · Exam: October 2003

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.56%

Institution Profile

FDIC BankFind

Address

2101 North Veterans Parkway, BLOOMINGTON, IL

County

Mclean County

Established

January 1, 1888

Total Assets

$317M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2003

Exam Type

Large Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 22 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2005Call Report / FDIC

Total Assets

$317M

Total Deposits

$222M

Net Loans

$212M

Net Income

$1M

ROA

0.56%

ROE

4.12%

Risk-Based Capital

16.88%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2000

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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