Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$359M
Total Deposits
$289M
Net Loans
$274M
Net Income
$922K
ROA
1.03%
Above avg for Small banks. Peer avg: 0.44%
ROE
16.23%
Risk-Based Capital
10.93%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 3,202 | 79.23% | 3.75% |
| 2022 | 4,303 | 80.34% | 4.74% |
| 2021 | 4,882 | 83.06% | 1.80% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2023 | Satisfactory | Small Bank |
| Dec 2017 | Satisfactory | Small Bank |
| Apr 2012 | Satisfactory | Small Bank |
2 previous ratings locked — back to 2002
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Total Branches
3
Branch Deposits
$264M
1-Year Change
0
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