Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$590M
Total Deposits
$506M
Net Loans
$396M
Net Income
$1M
ROA
0.80%
Above avg for Small banks. Peer avg: 0.44%
ROE
8.95%
Risk-Based Capital
12.33%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 155 | 73.55% | 4.52% |
| 2023 | 207 | 79.23% | 3.38% |
| 2022 | 288 | 77.78% | 5.56% |
| 2021 | 534 | 85.77% | 1.87% |
| 2020 | 543 | 87.85% | 1.47% |
| 2019 | 266 | 86.84% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2025 | Satisfactory | Intermediate Small Bank |
| Apr 2022 | Satisfactory | Intermediate Small Bank |
| May 2019 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1991
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Total Branches
6
Branch Deposits
$493M
1-Year Change
0
5-year net change: +1 branches
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Preview:
| 2018 | 225 | 85.78% | 2.22% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red