This institution is no longer active
Operations ceased on October 25, 2008. CRA examination history below reflects the period it was active.
CARROLLTON, GA · Supervised by FDIC
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$470M
Total Deposits
$394M
Net Loans
$337M
Net Income
$-8,920K
ROA
-2.42%
Below avg for Small banks. Peer avg: 0.44%
ROE
-30.09%
Risk-Based Capital
12.14%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2008 | Satisfactory | Large Bank |
| Feb 2005 | Satisfactory | Large Bank |
| Dec 2001 | Satisfactory | Large Bank |
4 previous ratings locked — back to 1990
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Total Assets