This institution is no longer active
Operations ceased on April 1, 2026. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$135M
Total Deposits
$119M
Net Loans
$78M
Net Income
$-867K
ROA
-2.62%
Below avg for Small banks. Peer avg: 0.44%
ROE
-23.38%
Risk-Based Capital
23.18%
Above avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 119 | 94.12% | 2.52% |
| 2023 | 99 | 88.89% | 5.05% |
| 2022 | 144 | 94.44% | 0.69% |
| 2021 | 180 | 94.44% | 1.11% |
| 2020 | 174 | 95.4% | 4.02% |
| 2019 | 142 | 95.77% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 1995 | Satisfactory | Not Reported |
| May 1993 | Satisfactory | Not Reported |
Exam dates and details are paywalled
Total Branches
3
Branch Deposits
$115M
1-Year Change
0
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Preview:
Address
County
Established
Total Assets
| 2018 | 126 | 99.21% | 0.79% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red