This institution is no longer active

Operations ceased on April 23, 2010. CRA examination history below reflects the period it was active.

CITIZENS BANK AND TRUST COMPANY OF CHICAGO

CHICAGO, IL · Supervised by FDIC

Est. 2000FDIC #34,658RSSD: FDIC-34658

Part ofCITIZENS FINANCIAL CORP→ View all charters

Satisfactory Same

Current rating · Exam: July 2007

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -8.45%

Institution Profile

FDIC BankFind

Address

5700 North Central Avenue, CHICAGO, IL

County

Cook County

Established

January 31, 2000

Total Assets

$73M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 2007

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 18 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2010Call Report / FDIC

Total Assets

$73M

Total Deposits

$73M

Net Loans

$58M

Net Income

$-1,588K

ROA

-8.45%

ROE

-522.15%

Risk-Based Capital

1.42%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2002

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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