This institution is no longer active
Operations ceased on October 25, 2008. CRA examination history below reflects the period it was active.
DOUGLASVILLE, GA · Supervised by FDIC
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$273M
Total Deposits
$244M
Net Loans
$227M
Net Income
$-7,775K
ROA
-3.60%
Below avg for Small banks. Peer avg: 0.44%
ROE
-42.65%
Risk-Based Capital
10.11%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2008 | Satisfactory | Large Bank |
| Apr 2003 | Satisfactory | Large Bank |
| Nov 1997 | Satisfactory | Small Bank |
2 previous ratings locked — back to 1992
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Total Assets