Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.5B
Total Deposits
$1.3B
Net Loans
$969M
Net Income
$-3,009K
ROA
-0.82%
Below avg for Community banks. Peer avg: 0.90%
ROE
-8.32%
Risk-Based Capital
13.95%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 155 | 78.71% | 7.74% |
| 2023 | 191 | 82.2% | 6.81% |
| 2022 | 219 | 89.5% | 3.20% |
| 2021 | 272 | 88.24% | 4.41% |
| 2020 | 286 | 94.06% | 3.15% |
| 2019 | 166 | 89.76% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2025 | Satisfactory | Intermediate Small Bank |
| Nov 2021 | Satisfactory | Intermediate Small Bank |
| Nov 2018 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1992
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
16
Branch Deposits
$1.3B
1-Year Change
+1
5-year net change: +4 branches
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/citizens-alliance-bank" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
| 2018 | 161 | 88.2% | 4.35% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red