This institution is no longer active
Operations ceased on August 3, 2015. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$21.9B
Total Deposits
$17.3B
Net Loans
$15.6B
Net Income
$73M
ROA
0.68%
Below avg for Regional banks. Peer avg: 0.88%
ROE
5.29%
Risk-Based Capital
13.81%
Below avg for Regional banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Regional peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2020 | 3,666 | 58.18% | 16.26% |
| 2019 | 3,710 | 59.41% | 12.29% |
| 2018 | 3,056 | 56.35% | 15.38% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Regional bank avg: 18.70% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2013 | Satisfactory | Wholesale/Limited Purpose |
| Jun 2011 | Satisfactory | Wholesale/Limited Purpose |
| Mar 2009 | Needs to Improve | Wholesale/Limited Purpose |
1 previous rating locked — back to 2003
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/cit-bank" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
Address
County
Established
Total Assets