Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$198M
Total Deposits
$174M
Net Loans
$81M
Net Income
$849K
ROA
1.71%
Above avg for Small banks. Peer avg: 0.44%
ROE
15.15%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 32 | 84.38% | 0.00% |
| 2023 | 60 | 90% | 6.67% |
| 2019 | 48 | 85.42% | 10.42% |
| 2018 | 50 | 90% | 4.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2025 | Satisfactory | Small Bank |
| Apr 2019 | Satisfactory | Small Bank |
| Apr 2013 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1991
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Total Branches
5
Branch Deposits
$174M
1-Year Change
0
5-year net change: +1 branches
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