This institution is no longer active
Operations ceased on October 1, 2017. CRA examination history below reflects the period it was active.
GAINESVILLE, GA ยท Supervised by FDIC
Contact & Details
FDIC BankFindAddress
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$189M
Total Deposits
$166M
Net Loans
$160M
Net Income
$1M
ROA
0.76%
Above avg for Small banks. Peer avg: 0.44%
ROE
6.44%
Risk-Based Capital
14.51%
Below avg for Small banks. Regulatory min: 8%
Total Assets โ Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2014 | Satisfactory | Small Bank |
| Apr 2010 | Satisfactory | Small Bank |
Exam dates and details are paywalled
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County
Established
Total Assets