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This institution is no longer active

Operations ceased on October 17, 2002. CRA examination history below reflects the period it was active.

CERRO GORDO BUILDING AND LOAN, S.B.

CERRO GORDO, IL · Supervised by FDIC

Est. 1886FDIC #30,210RSSD: FDIC-30210
Part ofCGB&L FINANCIAL GROUP INC→ View all charters
Satisfactory Same

Current rating · Exam: February 2000

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.33%

Institution Profile

FDIC BankFind

Address

229 East South Street, CERRO GORDO, IL

County

Piatt County

Established

January 1, 1886

Total Assets

$10M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2000

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 26 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2002Call Report / FDIC

Total Assets

$10M

Total Deposits

$6M

Net Loans

$8M

Net Income

$24K

ROA

0.33%

ROE

2.22%

Risk-Based Capital

29.54%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1994

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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