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This institution is no longer active

Operations ceased on June 20, 1998. CRA examination history below reflects the period it was active.

CENTURY SAVINGS BANK

UPPER ARLINGTON, OH · Supervised by FDIC

Est. 1901FDIC #26,282RSSD: FDIC-26282
Outstanding Same

Current rating · Exam: March 1997

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.24%

Institution Profile

FDIC BankFind

Address

1720 Zollinger Road, UPPER ARLINGTON, OH

County

Franklin County

Established

March 1, 1901

Total Assets

$234M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

March 1, 1997

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1998Call Report / FDIC

Total Assets

$234M

Total Deposits

$209M

Net Loans

$213M

Net Income

$750K

ROA

1.24%

ROE

17.14%

Risk-Based Capital

13.12%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate19.96%Peer avg: 7.63%▼ Below avg

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Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202452658.94%19.96%
202340263.68%21.64%
202266174.13%12.10%
202176777.18%7.82%
202081379.7%12.05%
201976669.19%13.19%
201882762.27%17.41%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

2 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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