This institution is no longer active

Operations ceased on January 1, 2006. CRA examination history below reflects the period it was active.

CENTRAL VALLEY BANK

OTTUMWA, IA · Supervised by FDIC

Est. 1994FDIC #33,921RSSD: FDIC-33921

Part ofMAHASKA INVESTMENT CO ESOP→ View all charters

Satisfactory

Current rating · Exam: August 2004

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.31%

Institution Profile

FDIC BankFind

Address

116 West Main Street, OTTUMWA, IA

County

Wapello County

Established

June 24, 1994

Total Assets

$131M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 2004

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 21 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Download Evaluation Report (PDF)

Financial Snapshot

As of Q4 2005Call Report / FDIC

Total Assets

$131M

Total Deposits

$106M

Net Loans

$105M

Net Income

$2M

ROA

1.31%

ROE

12.35%

Risk-Based Capital

11.91%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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