Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$119M
Total Deposits
$87M
Net Loans
$95M
Net Income
$225K
ROA
0.74%
Above avg for Small banks. Peer avg: 0.44%
ROE
3.04%
Risk-Based Capital
35.81%
Above avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2019 | 21 | 80.95% | 4.76% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2024 | Outstanding | Small Bank |
| Jun 2019 | Outstanding | Small Bank |
| Jun 2013 | Outstanding | Small Bank |
Exam dates and details are paywalled
Total Branches
2
Branch Deposits
$89M
1-Year Change
0
5-year net change: -1 branches
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/central-savings-f-s-b" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview: