This institution is no longer active

Operations ceased on August 13, 1993. CRA examination history below reflects the period it was active.

CENTRAL GWINNETT BANK

NORCROSS, GA · Supervised by FDIC

Est. 1987FDIC #27,032RSSD: FDIC-27032

Outstanding

Current rating · Exam: March 1993

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.89%

Institution Profile

FDIC BankFind

Address

1725 Indian Trail Road, NORCROSS, GA

County

Gwinnett County

Established

August 24, 1987

Total Assets

$54M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

March 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1993Call Report / FDIC

Total Assets

$54M

Total Deposits

$50M

Net Loans

$38M

Net Income

$462K

ROA

1.89%

ROE

27.65%

Risk-Based Capital

9.95%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/bd6495ef-ecd6-4b9f-a896-dde42ee519ab"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: