Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.5B
Total Deposits
$1.1B
Net Loans
$949M
Net Income
$2M
ROA
0.57%
Below avg for Community banks. Peer avg: 0.90%
ROE
5.62%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 366 | 83.61% | 3.83% |
| 2023 | 382 | 88.22% | 2.36% |
| 2022 | 476 | 81.72% | 5.25% |
| 2021 | 740 | 82.57% | 4.86% |
| 2020 | 1,350 | 85.85% | 5.26% |
| 2019 | 544 | 85.66% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2025 | Satisfactory | Intermediate Small Bank |
| Jun 2022 | Satisfactory | Intermediate Small Bank |
| Apr 2019 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1992
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Total Branches
10
Branch Deposits
$1.0B
1-Year Change
0
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Preview:
| 2018 | 434 | 81.11% | 8.06% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red