This institution is no longer active

Operations ceased on April 1, 1994. CRA examination history below reflects the period it was active.

CENTRAL BANK - HERINGTON

HERINGTON, KS · Supervised by FDIC

Est. 1886FDIC #12,691RSSD: FDIC-12691

Part ofCENTRAL OF KANSAS INC→ View all charters

Needs to Improve

Current rating · Exam: October 1993

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Adequate

ROA 1.46%

Institution Profile

FDIC BankFind

Address

101 South Broadway, HERINGTON, KS

County

Dickinson County

Established

January 1, 1886

Total Assets

$44M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

October 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1994Call Report / FDIC

Total Assets

$44M

Total Deposits

$40M

Net Loans

$21M

Net Income

$162K

ROA

1.46%

ROE

14.50%

Risk-Based Capital

20.58%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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