🏦Bank Scorer

This institution is no longer active

Operations ceased on April 23, 2010. CRA examination history below reflects the period it was active.

CENTRAL BANK

ASHKUM, IL · Supervised by FDIC

Est. 1975FDIC #21,982RSSD: FDIC-21982
Part ofS&H HOLDINGS INC→ View all charters
Satisfactory Same

Current rating · Exam: February 2009

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.00%

Institution Profile

FDIC BankFind

Address

101 S Bank Street, ASHKUM, IL

County

Iroquois County

Established

April 17, 1975

Total Assets

$38M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2009

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2010Call Report / FDIC

Total Assets

$38M

Total Deposits

$35M

Net Loans

$20M

Net Income

$95K

ROA

1.00%

ROE

11.25%

Risk-Based Capital

15.35%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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