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This institution is no longer active

Operations ceased on August 31, 2007. CRA examination history below reflects the period it was active.

CENTERVILLE STATE BANK

CENTERVILLE, KS · Supervised by FDIC

Est. 1904FDIC #15,067RSSD: FDIC-15067
Part ofFIRST CAPITAL CORP→ View all charters
Satisfactory Same

Current rating · Exam: March 2003

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.00%

Institution Profile

FDIC BankFind

Address

Main Strret, CENTERVILLE, KS

County

Linn County

Established

May 4, 1904

Total Assets

$5M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 2003

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 23 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2007Call Report / FDIC

Total Assets

$5M

Total Deposits

$4M

Net Loans

$2M

Net Income

ROA

0.00%

ROE

0.00%

Risk-Based Capital

33.35%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Improving

Based on last 3 exams

4 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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