LITCHFIELD, MN · Supervised by OCC (Office of the Comptroller of the Currency)
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$233M
Total Deposits
$206M
Net Loans
$153M
Net Income
$770K
ROA
1.32%
Above avg for Small banks. Peer avg: 0.44%
ROE
12.99%
Risk-Based Capital
17.77%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 48 | 100% | 0.00% |
| 2023 | 53 | 100% | 0.00% |
| 2022 | 74 | 98.65% | 0.00% |
| 2019 | 99 | 91.92% | 6.06% |
| 2018 | 77 | 97.4% | 0.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2023 | Satisfactory | Small Bank |
| Apr 2019 | Satisfactory | Small Bank |
| Feb 2014 | Satisfactory | Small Bank |
3 previous ratings locked — back to 1994
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Total Branches
3
Branch Deposits
$213M
1-Year Change
0
5-year net change: +1 branches
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