This institution is no longer active
Operations ceased on March 5, 2010. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$213M
Total Deposits
$205M
Net Loans
$134M
Net Income
$-14,346K
ROA
-6.31%
Below avg for Small banks. Peer avg: 0.44%
ROE
-108.62%
Risk-Based Capital
0.01%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 5,163 | 56.01% | 17.24% |
| 2020 | 7,050 | 67.7% | 10.99% |
| 2019 | 5,408 | 62.74% | 12.85% |
| 2018 | 4,946 | 64.42% | 14.09% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2005 | Satisfactory | Small Bank |
| Nov 1999 | Outstanding | Small Bank |
Exam dates and details are paywalled
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Address
County
Established
Total Assets