This institution is no longer active

Operations ceased on June 24, 2023. CRA examination history below reflects the period it was active.

CATLIN BANK

CATLIN, IL · Supervised by FDIC

Est. 1904FDIC #3,615RSSD: FDIC-3615

Part ofBUTLER POINT INC→ View all charters

Satisfactory

Current rating · Exam: October 2019

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.19%

Institution Profile

FDIC BankFind

Address

109 E Vermilion St, CATLIN, IL

County

Vermilion County

Established

May 28, 1904

Total Assets

$87M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2019

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 6 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2023Call Report / FDIC

Total Assets

$87M

Total Deposits

$79M

Net Loans

$41M

Net Income

$-41K

ROA

-0.19%

ROE

-2.20%

Risk-Based Capital

20.43%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate15.84%Peer avg: 7.63%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2023	101	69.31%	15.84%
2022	278	76.26%	10.79%
2021	481	60.71%	14.14%
2020	534	66.48%	14.79%
2019	288	69.79%	13.54%
2018	297	77.44%	12.12%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

This is the only examination on record for this bank.

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