This institution is no longer active

Operations ceased on November 13, 2009. CRA examination history below reflects the period it was active.

CAPSTONE BANK

KANKAKEE, IL · Supervised by FDIC

Est. 1962FDIC #18,630RSSD: FDIC-18630

Part ofINDIANA UNITED BCORP→ View all charters

Satisfactory

Current rating · Exam: May 2004

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -1.43%

Institution Profile

FDIC BankFind

Address

2000 West Court Street, KANKAKEE, IL

County

Kankakee County

Established

November 13, 1962

Total Assets

$212M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 2004

Exam Type

Large Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 22 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Download Evaluation Report (PDF)

Financial Snapshot

As of Q3 2009Call Report / FDIC

Total Assets

$212M

Total Deposits

$190M

Net Loans

$117M

Net Income

$-2,236K

ROA

-1.43%

ROE

-17.07%

Risk-Based Capital

13.60%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/4434012c-0c3b-4365-a557-1518774a1f36"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: