This institution is no longer active
Operations ceased on August 31, 2018. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$432M
Total Deposits
$377M
Net Loans
$300M
Net Income
$2M
ROA
1.02%
Above avg for Small banks. Peer avg: 0.44%
ROE
12.23%
Risk-Based Capital
12.36%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 752 | 62.23% | 30.72% |
| 2023 | 711 | 66.81% | 27.57% |
| 2022 | 1,356 | 69.99% | 21.61% |
| 2021 | 1,214 | 64.83% | 26.61% |
| 2020 | 1,731 | 67.13% | 18.49% |
| 2019 | 2,836 | 74.82% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2017 | Satisfactory | Intermediate Small Bank |
| Aug 2014 | Satisfactory | Intermediate Small Bank |
| Sep 2011 | Satisfactory | Intermediate Small Bank |
7 previous ratings locked — back to 1992
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Preview:
Address
County
Established
Total Assets
| 11.99% |
| 2018 | 2,542 | 78.44% | 10.66% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red