🏦Bank Scorer

This institution is no longer active

Operations ceased on February 9, 2024. CRA examination history below reflects the period it was active.

CAMBRIDGE STATE BANK

CAMBRIDGE, MN · Supervised by FDIC

Est. 1914FDIC #10,987RSSD: FDIC-10987
Satisfactory Same

Current rating · Exam: March 2023

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.58%

Institution Profile

FDIC BankFind

Address

127 Main St S, CAMBRIDGE, MN

County

Isanti County

Established

February 19, 1914

Total Assets

$87M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 2023

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Mar 2028(based on asset size)

Financial Snapshot

As of Q4 2023Call Report / FDIC

Total Assets

$87M

Total Deposits

$79M

Net Loans

$48M

Net Income

$-512K

ROA

-0.58%

ROE

-7.48%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

12 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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