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This institution is no longer active

Operations ceased on May 19, 2008. CRA examination history below reflects the period it was active.

CAMBRIDGE BANK

LAKE ZURICH, IL · Supervised by FDIC

Est. 1996FDIC #34,161RSSD: FDIC-34161
Part ofINLAND BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: February 2006

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.76%

Institution Profile

FDIC BankFind

Address

1100 South Rand Road, LAKE ZURICH, IL

County

Lake County

Established

April 19, 1996

Total Assets

$473M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2006

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 20 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2008Call Report / FDIC

Total Assets

$473M

Total Deposits

$348M

Net Loans

$294M

Net Income

$877K

ROA

0.76%

ROE

4.14%

Risk-Based Capital

10.92%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1998

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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