Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$368M
Total Deposits
$333M
Net Loans
$249M
Net Income
$2M
ROA
2.49%
Above avg for Small banks. Peer avg: 0.44%
ROE
29.58%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 237 | 78.06% | 8.02% |
| 2023 | 197 | 79.19% | 4.06% |
| 2022 | 237 | 71.31% | 9.28% |
| 2021 | 659 | 75.57% | 8.35% |
| 2020 | 1,142 | 87.13% | 4.64% |
| 2019 | 487 | 79.47% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2021 | Satisfactory | Small Bank |
| Nov 2018 | Satisfactory | Small Bank |
| Aug 2013 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1990
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Total Branches
3
Branch Deposits
$333M
1-Year Change
0
5-year net change: -1 branches
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Preview:
| 2018 | 299 | 77.59% | 9.70% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red