🏦Bank Scorer

This institution is no longer active

Operations ceased on April 12, 2017. CRA examination history below reflects the period it was active.

BUILDERS BANK

CHICAGO, IL · Supervised by FDIC

Est. 1997FDIC #34,613RSSD: FDIC-34613
Part ofBUILDERS FINANCIAL CORP→ View all charters
Needs to Improve Same

Current rating · Exam: July 2015

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Needs Attention

ROA -11.36%

Institution Profile

FDIC BankFind

Address

203 North Lasalle Street, Suite M-5, CHICAGO, IL

County

Cook County

Established

October 14, 1997

Total Assets

$17M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

July 1, 2015

Exam Type

Wholesale/Limited Purpose

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 10 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2017Call Report / FDIC

Total Assets

$17M

Total Deposits

—

Net Loans

$7M

Net Income

$-835K

ROA

-11.36%

ROE

-19.19%

Risk-Based Capital

109.23%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 2000

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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