Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$336M
Total Deposits
$287M
Net Loans
$214M
Net Income
$1M
ROA
1.51%
Above avg for Small banks. Peer avg: 0.44%
ROE
13.93%
Risk-Based Capital
16.26%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 205 | 87.32% | 2.93% |
| 2023 | 202 | 90.59% | 5.94% |
| 2022 | 250 | 91.2% | 4.00% |
| 2021 | 352 | 92.9% | 3.98% |
| 2020 | 418 | 89.71% | 5.98% |
| 2019 | 246 | 94.31% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2024 | Satisfactory | Small Bank |
| Mar 2020 | Satisfactory | Small Bank |
| Feb 2016 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1991
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Exam dates and details are paywalled
Total Branches
8
Branch Deposits
$266M
1-Year Change
0
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Preview:
| 2018 | 223 | 93.27% | 4.48% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red