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This institution is no longer active

Operations ceased on December 13, 2012. CRA examination history below reflects the period it was active.

BRYAN BANK & TRUST

RICHMOND HILL, GA · Supervised by FDIC

Est. 1989FDIC #32,744RSSD: FDIC-32744
Part ofSAVANNAH BCORP INC THE→ View all charters
Satisfactory Same

Current rating · Exam: October 2009

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -1.60%

Institution Profile

FDIC BankFind

Address

9971 Ford Avenue, RICHMOND HILL, GA

County

Bryan County

Established

December 27, 1989

Total Assets

$215M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2009

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 16 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2012Call Report / FDIC

Total Assets

$215M

Total Deposits

$193M

Net Loans

$161M

Net Income

$-2,783K

ROA

-1.60%

ROE

-18.65%

Risk-Based Capital

12.36%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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