Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.6B
Total Deposits
$1.3B
Net Loans
$1.2B
Net Income
$396K
ROA
0.10%
Below avg for Community banks. Peer avg: 0.90%
ROE
1.23%
Risk-Based Capital
13.46%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2020 | 2,214 | 77.6% | 6.41% |
| 2019 | 10 | 70% | 10.00% |
| 2018 | 107 | 60.75% | 18.69% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2011 | Satisfactory | Intermediate Small Bank |
| Mar 2008 | Satisfactory | Intermediate Small Bank |
| Dec 2002 | Satisfactory | Small Bank |
3 previous ratings locked — back to 1993
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Total Branches
12
Branch Deposits
$1.3B
1-Year Change
0
5-year net change: +4 branches
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