BLUESTONE FINANCIAL MHC is the parent banking group. BRIDGEWATER SAVINGS BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

FHD

BLUESTONE FINANCIAL MHC

Legal name: BLUESTONE FINANCIAL, MHC

1 active bank · $1.6B combined assets

RSSD ID: 3134102 (FFIEC NIC)

Combined Assets

$1.6B

CRA Rating Summary

Satisfactory1charter

Across all 6 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankBRIDGEWATER SAVINGS BANKRAYNHAM, MASatisfactory$1.6BView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$1.6B

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$1.3B

Net Income

$396K

ROA (avg)

0.1%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2020Lender rankings →

Aggregated HMDA data across all active charters for 2020.

Applications

2,214

Origination Rate

77.6%

Denial Rate

6.41%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
BRIDGEWATER SAVINGS BANK	RAYNHAM, MA	FDIC	$1.6B	100.0%	Satisfactory	Aug 2011

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.