This institution is no longer active
Operations ceased on August 18, 2023. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$112M
Total Deposits
$84M
Net Loans
$92M
Net Income
$775K
ROA
1.42%
Above avg for Small banks. Peer avg: 0.44%
ROE
12.61%
Risk-Based Capital
10.22%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2022 | 452 | 69.47% | 17.26% |
| 2019 | 36 | 97.22% | 2.78% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2017 | Satisfactory | Small Bank |
| Aug 2011 | Satisfactory | Small Bank |
| Jul 2006 | Satisfactory | Small Bank |
1 previous rating locked — back to 2001
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Address
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Established
Total Assets