This institution is no longer active

Operations ceased on December 16, 2005. CRA examination history below reflects the period it was active.

BORDER STATE BANK OF INTERNATIONAL FALLS

INTERNATIONAL FALLS, MN · Supervised by FDIC

Est. 2000FDIC #35,471RSSD: FDIC-35471

Part ofBORDER BANCSHARES INC→ View all charters

Satisfactory

Current rating · Exam: September 2002

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.62%

Institution Profile

FDIC BankFind

Address

1580 Highway 71, INTERNATIONAL FALLS, MN

County

Koochiching County

Established

April 17, 2000

Total Assets

$39M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 2002

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 23 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2005Call Report / FDIC

Total Assets

$39M

Total Deposits

$35M

Net Loans

$34M

Net Income

$458K

ROA

1.62%

ROE

18.32%

Risk-Based Capital

11.47%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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