Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$222M
Total Deposits
$183M
Net Loans
$115M
Net Income
$625K
ROA
1.13%
Above avg for Small banks. Peer avg: 0.44%
ROE
8.50%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 112 | 99.11% | 0.89% |
| 2023 | 115 | 100% | 0.00% |
| 2022 | 166 | 98.8% | 0.00% |
| 2021 | 134 | 97.76% | 0.75% |
| 2020 | 123 | 98.37% | 0.81% |
| 2019 | 163 | 95.09% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2024 | Satisfactory | Small Bank |
| Dec 2018 | Satisfactory | Small Bank |
| Jan 2013 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1991
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Total Branches
2
Branch Deposits
$188M
1-Year Change
0
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Preview:
| 2018 | 170 | 98.24% | 1.18% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red