This institution is no longer active
Operations ceased on November 13, 2020. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$548M
Total Deposits
$473M
Net Loans
$441M
Net Income
$5M
ROA
1.30%
Above avg for Small banks. Peer avg: 0.44%
ROE
9.49%
Risk-Based Capital
10.58%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2020 | 1,649 | 83.02% | 4.49% |
| 2019 | 1,070 | 78.79% | 5.89% |
| 2018 | 926 | 81.53% | 4.54% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2020 | Satisfactory | Intermediate Small Bank |
| Jun 2017 | Satisfactory | Intermediate Small Bank |
| Aug 2014 | Satisfactory | Intermediate Small Bank |
1 previous rating locked — back to 2009
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Established
Total Assets