This institution is no longer active

Operations ceased on February 11, 2000. CRA examination history below reflects the period it was active.

BILTMORE INVESTORS BANK

LAKE FOREST, IL · Supervised by FDIC

Est. 1991FDIC #33,441RSSD: FDIC-33441

Part ofJOHNSON INTERNATIONAL INC→ View all charters

Outstanding Same

Current rating · Exam: June 1996

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.49%

Institution Profile

FDIC BankFind

Address

920 South Waukegan Road, LAKE FOREST, IL

County

Lake County

Established

June 28, 1991

Total Assets

$114M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

June 1, 1996

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1999Call Report / FDIC

Total Assets

$114M

Total Deposits

$78M

Net Loans

$88M

Net Income

$550K

ROA

0.49%

ROE

5.56%

Risk-Based Capital

11.41%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1993

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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