🏦Bank Scorer

This institution is no longer active

Operations ceased on September 9, 2017. CRA examination history below reflects the period it was active.

BENCHMARK BANK

GAHANNA, OH · Supervised by FDIC

Est. 2005FDIC #57,949RSSD: FDIC-57949
Part ofBENCHMARK BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: March 2017

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.59%

Institution Profile

FDIC BankFind

Address

461 Beecher Road, GAHANNA, OH

County

Franklin County

Established

August 1, 2005

Total Assets

$124M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 2017

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 9 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2017Call Report / FDIC

Total Assets

$124M

Total Deposits

$99M

Net Loans

$105M

Net Income

$383K

ROA

0.59%

ROE

4.52%

Risk-Based Capital

16.89%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate10.26%Peer avg: 7.63%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20243953.85%10.26%
20234070%10.00%
20197077.14%7.14%
20189582.11%2.11%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 2007

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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