🏦Bank Scorer

This institution is no longer active

Operations ceased on December 4, 2009. CRA examination history below reflects the period it was active.

BENCHMARK BANK

AURORA, IL · Supervised by FDIC

Est. 1898FDIC #10,440RSSD: FDIC-10440
Part ofBENCHMARK BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: March 2010

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -23.82%

Institution Profile

FDIC BankFind

Address

One North Constitution Drive, AURORA, IL

County

Kane County

Established

January 1, 1898

Total Assets

$173M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 2010

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 16 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2009Call Report / FDIC

Total Assets

$173M

Total Deposits

$183M

Net Loans

$117M

Net Income

$-35,521K

ROA

-23.82%

Risk-Based Capital

-16.77%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1992

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/1560a7f4-f212-4bde-bbae-fc510a6b76f2"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: