Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$585M
Total Deposits
$524M
Net Loans
$468M
Net Income
$583K
ROA
0.40%
Below avg for Small banks. Peer avg: 0.44%
ROE
4.56%
Risk-Based Capital
12.37%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 119 | 56.3% | 19.33% |
| 2023 | 150 | 61.33% | 22.67% |
| 2022 | 251 | 59.76% | 15.14% |
| 2021 | 343 | 63.27% | 15.74% |
| 2020 | 403 | 55.09% | 16.38% |
| 2019 | 297 | 58.25% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2023 | Satisfactory | Intermediate Small Bank |
| May 2020 | Satisfactory | Intermediate Small Bank |
| Nov 2017 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1992
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Total Branches
7
Branch Deposits
$494M
1-Year Change
0
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| 14.81% |
| 2018 | 299 | 57.86% | 22.41% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red