Combined Assets
$585M
CRA Rating Summary
Across all 11 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$585M
1 active bank
Aggregated from the most recent call report filings for all active charters.
Total Deposits
$524M
Net Income
$583K
ROA (avg)
0.4%
asset-weighted avg
Aggregated HMDA data across all active charters for 2024.
Applications
119
Origination Rate
56.3%
Denial Rate
19.33%
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Current Rating | Exam Date |
|---|---|---|---|---|---|
| BAY STATE SAVINGS BANK | WORCESTER, MA | FDIC | $585M | Satisfactory | Oct 2023 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.