Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$647M
Total Deposits
$533M
Net Loans
$575M
Net Income
$2M
ROA
1.22%
Above avg for Small banks. Peer avg: 0.44%
ROE
12.81%
Risk-Based Capital
12.60%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 132 | 89.39% | 0.76% |
| 2023 | 145 | 91.03% | 2.07% |
| 2022 | 204 | 86.27% | 3.43% |
| 2021 | 414 | 85.02% | 3.62% |
| 2020 | 751 | 82.16% | 3.99% |
| 2019 | 500 | 84.6% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2023 | Satisfactory | Intermediate Small Bank |
| Nov 2020 | Satisfactory | Small Bank |
| Oct 2017 | Satisfactory | Small Bank |
3 previous ratings locked — back to 2002
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Total Branches
3
Branch Deposits
$531M
1-Year Change
0
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Preview:
| 2018 | 438 | 87.44% | 3.65% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red